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Does Insurance Cover the Cost of Getting a Service Dog?

8 Feb 2016
| Under FAQs, Financial, Medical, Resources | Posted by | 2 Comments
Does Insurance Cover the Cost of Getting a Service Dog?

Does Insurance Cover the Cost of Getting a Service Dog?

Because having a chronic lung disease makes breathing difficult, staying active can be challenging. For people who use supplemental oxygen, the weight of the tank can impede their activities. Staying active and mobile is important, so finding ways to help you remain independent could improve your quality of life. For some people, having a service dog helps, but caring for the animal can be expensive. However, if you apply for a service dog, does insurance cover the cost of getting a service dog?

How much does it cost to train and care for a service dog?

Does Insurance Cover the Cost of Getting a Service Dog?

There are many established nonprofit organizations such as Canine Companions for Independence and Southeastern Guide Dogs, Inc. that provide service dogs free of charge to those who need them. Other programs charge the recipient of the service dog for part or all of the training costs. These costs can range from $15,000 to $50,000, depending on the specific services the dog is trained to provide.

Whether the service dog is donated or purchased, it is the owner’s responsibility to feed, groom, and maintain the dog, including veterinary bills which average about $1,500 a year.

Does insurance cover the cost of getting a service dog?

Does Insurance Cover the Cost of Getting a Service Dog?

Few insurance companies cover the cost of a service dog. The good news is that many of the accredited non-profit service dog training programs and schools offer their dogs to the people who need them at little to no cost. It’s important to research service dog programs, both for-profit and non-profit, to be sure they are reputable and accredited. Look for programs accredited by Assistance Dogs International to ensure the program is adhering to industry training standards. The process of applying for a service dog can be lengthy, and many programs require interview, references, in-home evaluations, and review of your completed application to ensure safety and proper placement.

Finding what’s right for you

Does Insurance Cover the Cost of Getting a Service Dog?

Service dogs can be trained to assist people in a variety of ways. Depending on the services needed, individual service dogs are trained for specialized purposes. Some service dogs are trained to be guide dogs while others are trained to be hearing dogs, medical alert dogs, or even assistance dogs. Service dogs can be trained to carry supplemental oxygen tanks for people with COPD, lightening their load. These dogs can also be trained to turn on lights, pick-up keys, and open doors. Walking the dog can also help increase exercise tolerance.

In combination with traditional medications, assistive technologies, service dogs, and alternative medicine, stem cell therapy could help people with chronic lung disease improve their quality of life. If you or a loved one has lung disease, we may be able to help. Contact us today to learn more about stem cell therapy treatment options and to see if you qualify for treatment.


  1. Lung Institute

    6 months ago


    First and foremost we’d like to thank you for your question. Unfortunately, at this time traditional insurance companies such as HMO’s and Medicare have not yet begun to cover stem cell therapy as a form of treatment. However, this doesn’t mean that stem cell therapy is necessarily out of reach.

    For more information, please give us a call at (855) 313-1149 to speak with one of our patient coordinators on a few alternative methods to cover treatment.


    The Lung Institute


    6 months ago

    I would like more information on the costs of stem cell therapy. Do you take any kind of INSURANCE? How does someone pay for this procedure?

* All treatments performed at Lung Institute utilize autologous stem cells, meaning those derived from a patient's own body. No fetal or embryonic stem cells are utilized in Lung Institute's procedures. Lung Institute aims to improve patients' quality of life and help them breathe easier through the use of autologous stem cell therapy. To learn more about how stem cells work for lung disease, click here.

All claims made regarding the efficacy of Lung Institute's treatments as they pertain to pulmonary conditions are based solely on anecdotal support collected by Lung Institute. Individual conditions, treatment and outcomes may vary and are not necessarily indicative of future results. Testimonial participation is voluntary. Lung Institute does not pay for or script patient testimonials.

Under current FDA guidelines and regulations 1271.10 and 1271.15, the Lung Institute complies with all necessary requirements for operation. The Lung Institute is firmly in accordance with the conditions set by the FDA for exemption status and conducts itself in full accordance with current guidelines. Any individual who accesses Lung Institute's website for information is encouraged to speak with his or her primary physician for treatment suggestions and conclusive evidence. All information on this site should be used for educational and informational use only.

As required by Texas state law, the Lung Institute Dallas Clinic has received Institutional Review Board (IRB) approval from MaGil IRB, now Chesapeake IRB, which is fully accredited by the Association for the Accreditation of Human Research Protection Program (AAHRPP), for research protocols and stem cell procedures. The Lung Institute has implemented these IRB approved standards at all of its clinics nationwide. Approval indicates that we follow rigorous standards for ethics, quality, and protections for human research.